• Contact your local power distributor to arrange for an in-home energy evaluation by a TVA-certified evaluator. There is a $150 fee for the evaluation. However, if you make recommended improvements costing $150 or more, the fee will be reimbursed.

• The evaluator reviews your home and creates a report outlining the potential energy-efficiency modifications and available cash incentives or financing. (See reverse for list of eligible improvements.)

• Modifications must be made by a member of the TVA Quality Contractor Network, except for self-installed insulation. The evaluator will provide the names of qualified contractors.

• All home improvements must be completed within 90 days. Once the work is finished, it will be inspected to ensure that everything is installed properly to maximize savings.

• After the inspection, you submit receipts for the completed work to be eligible for the cash incentive. For financing, your contractor will be paid directly upon successful completion of the inspection.

No matter how many modifications are made, $500 is the maximum reimbursable amount for all work done. Some modifications have lower maximum amounts, and some require distributor pre-approval (see list).

TVA financing is available through your power distributor, subject to credit approval. The rate is 6 percent for up to 10 years. The minimum loan is $1,500 and is payable via your monthly utility bill.

The following items are not eligible for the cash incentive or financing option:

• Water heaters (including tankless)

• Clothes washers or dryers

• Dishwashers

• Refrigerators

• Insulated garage doors

• Storm doors

• Window film/solar screens

• Radiant barriers

• Room air conditioners

• Programmable thermostats (existing systems)